25 Jul Unlock Your Portfolio’s Potential with Securities-Based Lending by American Business Lending
Understanding the Power of Securities-Based Lending
At American Business Lending, we offer innovative solutions to your financing needs. As part of our commitment to helping our clients access capital, we provide securities-based lending through our extensive partner network. This unique financial solution can transform the way you manage your finances. But what exactly is securities-based lending? And how can it benefit you? Let’s dive in.
The Concept of Securities-Based Lending
Securities-based lending is a form of financing where the borrower can secure a loan using their securities portfolio as collateral. Unlike traditional loans, there are no personal credit checks involved in securities-based lending. Instead, the value of the securities portfolio is the primary determinant of the loan amount.
At American Business Lending, we offer the nation’s only non-transfer of title Securities-based loans. You maintain complete control over your securities while accessing a revolving line of credit worth 70-90% of your portfolio’s value. The flexibility of borrowing as much or as little as you need and utilizing the funds for any purpose makes this form of lending a truly dynamic financial tool.
Features and Benefits of Securities-Based Lending
Our securities-based lending program comes with a host of unique features designed to provide maximum flexibility and financial advantage. These include:
1. Revolving Line of Credit
A revolving line of credit offers a flexible form of borrowing. You can draw from it as needed, up to the limit set by the value of your securities.
2. Competitive Interest Rates
We offer interest rates as low as 1.6%, ensuring that your loan is cost-effective. Both floating and fixed rate options are available, offering you the choice to select what suits your needs best.
3. High Loan to Value Ratio
Our loans offer a high loan-to-value ratio, ranging from 70% to 90%. This high ratio means you can access significant funding based on your securities’ value.
4. No Transfer of Title
With our securities-based lending program, you retain the title to your securities. There’s no sale of your stocks, and you receive all dividends. You can even sell the stocks in your portfolio as long as you buy others of equal value.
5. Fast Approval and Limited Documentation
We guarantee approval of your loan within 3-5 business days with limited documentation. There’s no credit or income check, making the application process seamless and stress-free.
6. Accessibility to Foreign Nationals
We extend our securities-based lending services to foreign nationals with foreign securities. This makes our lending program truly global.
Embrace the Future with American Business Lending
At American Business Lending, we are dedicated to providing you with the best financial solutions to drive your personal and professional growth. Our securities-based lending is a testament to our commitment to offering you financial solutions that cater to your unique needs.
Take control of your financing with our securities-based lending program. Experience the ease and flexibility of this innovative lending approach that puts you in the driver’s seat.